12 Days of Christmas!


12/5/18 - On the First Day of Christmas, InFirst gave to me, MONEY for my family tree. Earn $25 to sponsor a family member who opens a prime savings and checking account or prime savings and loan by 12/31/2018. Payable 1/31/2019. Mention “First Day.” Click here to start referring!

 

12/6/18 - On the Second Day of Christmas, InFirst gave to me, a TWO percent discount on a 12-month holiday loan. Apply today and save! (Only available for Holiday Loan applications received on December 6, 2018 and closed by 12/31/2018.) Mention “Second Day.” Click here to apply!

 

12/7/18 - On the Third Day of Christmas, InFirst gave to me, a THREE month freeze.  First payments will be due in March of 2019, for all auto loan applications received on 12/07/2018 and closed by 12/31/2018.  Mention “Third Day.” Click here to apply!

 

12/10/18 - On the Fourth Day of Christmas, InFirst gave to me, a box of free checks.  During December, open a new account with online banking and e-statements and receive one box of free checks. Mention “Fourth Day.” Click here to open an account today! 

 
12/11/18 - On the Fifth Day of Christmas, InFirst gave to me, a FIVE-Year IRA or Regular Share Certificate with a rate of 5.0% APY1 (Minimum amount $500 for certificates and $100 for youth certificates. Maximum certificate amount $5,000, new money only.) Mention “Fifth day.” Certificates must be opened on 12/11/2018 and funded by 12/31/2018. Click here to open a certificate today.

1APY = Annual Percentage Yield. Dividends are paid from current income and available earnings, after required transfers to reserves, at the end of the dividend period. All deposit rates and terms are subject to change without notice. A penalty may be imposed for early withdrawal, and fees could reduce earnings.

 

12/12/18 - On the Sixth Day of Christmas, InFirst gave to me, a $60 InFirst Visa Gift Card for my approved auto loan application received on the 12th of December and funded by December 31st. Mention “Sixth Day.” Click here to find your car!

 

12/13/18 - On the Seventh Day of Christmas, InFirst gave to me, a discount on my home equity (HELOC or fixed second).  Apply for one by 1/31/19 with no application fee, no appraisal fee or no flood fee. Mention “Seventh Day.” Click here to apply!

Additional disclosures:
The following applies to all Home Equity Products: No annual fee. The minimum monthly payment is $50.00. Homeowners insurance is required. Subject to the combined loan-to-value, credit score and automatic payments.

Home Equity Line of Credit: No minimum withdrawal.  Minimum credit advance is $500.00. Rates are subject to change without notice. Variable Annual Percentage Rate (APR) as low as The Wall Street Journal Prime Rate (currently 5.25% APR) plus 0.00%. (Prime index rate is currently 5.25% APR.) Your variable interest rate will never be less than 4.00% APR nor greater than 18.00% APR and will apply to the remaining principal balance.
Home Equity Loan: Fixed rate as low as 3.99% APR.

Important Terms of our Home Equity Line of Credit

Open-end Credit Agreement and Truth-In-Lending Disclosure

 

12/14/18 - On the Eighth Day of Christmas, InFirst gave to me, a Visa Rewards Credit Card with no annual fee, no balance transfer fees, plus 8,000 rewards points with the first $1,000 in purchases posted on or before 1/31/19 (rewards points will be credited on the February 2019 credit card statement). Mention “Eighth Day.” Click here to apply!

Additional disclosures:
APR = Annual Percentage Rate. Balance transfers must be completed within the first 90 days of card issue. This offer may not be used to pay or make balance transfers from any existing InFirst FCU accounts, loans or credit cards. Foreign transaction fees may apply. This promotional rate only applies to new VISA Rewards credit cards. Any existing VISA Rewards Credit Card that is closed and then re-opened will not receive the 1.99% APR introductory offer. After the 6 month promotional period, the rate will adjust to the purchase rate, currently 10.90% APR to 17.90% APR and subject to change. Rates based on credit worthiness. A fee of 3.00% or $5.00, whichever is higher, will apply to any cash advance. Not all applicants will qualify for the lowest rate. 

Points expire five years from time of issue.

12/17/18 - On the Ninth Day of Christmas, InFirst said to me, transfer any loan over $9,000 for a $90 InFirst Visa Gift Card.  (Applications must be dated 12/17/18 to qualify and the loan must close by 12/31/18.) Mention “Ninth Day.” Click here to apply!

 

12/18/18 - On the Tenth Day of Christmas, InFirst gave to me, my friends, and family, TEN dollars for each new member referral! (To qualify, new referrals must open up a share account with online banking and e-statements by 12/31/18.) Mention “Tenth Day.” Payable 1/31/19. Click here to start referring!

 

12/19/18 - On the Eleventh Day of Christmas, InFirst gave ELEVEN members a 0.9% APR1 auto loan for 36 months.  Apply NOW! Rate is available to the first eleven auto loan applications received today (12/19/18)! (Need a longer term? Other rates and discounts may apply, ask a representative!) Comment “Eleventh Day” in the purpose field on the loan application or call a rep today. Click here to apply!

1APR = Annual Percentage Rate. The APR listed is the lowest available rate for the term. Rates, terms, and conditions are subject to change and vary based on creditworthiness, income, and other qualifications.

 

12/20/18 - On the Twelfth Day of Christmas, InFirst gave to me, a TWELVE month certificate for 2.12% APY1. Maximum certificate amount is $2,500, new money only. ($500 minimum amount for all certificates, including IRA’s and $100 for youth certificates.) Mention “Twelfth Day.” Click here to open a certificate.

1APY = Annual Percentage Yield. Dividends are paid from current income and available earnings, after required transfers to reserves, at the end of the dividend period. All deposit rates and terms are subject to change without notice. A penalty may be imposed for early withdrawal, and fees could reduce earnings.