Checking


We have checking accounts that fit your lifestyle.

 
 
  • Ultimate Checking

    Earn 2.00% APY** on your Ultimate Checking Account!

    Qualifications
    1. Make 15 Visa® check card purchases each exceeding $3 per month.
    2. Make a monthly deposit into your account via direct deposit, mobile deposit or a deposit at one of our branches (not a shared branch), with a monthly aggregate of $500 or more.
    3. Enroll in E-Statements.
    4. (All Visa check card purchases and all deposits must post during the month to qualify for the higher dividend rate tier.)


    Other Benefits:
    • Unlimited use of our surcharge-free ATM network.
    • No minimum balance or monthly fees.
    • Free Online Banking, Bill Pay and Mobile Banking.
    • *Only one Ultimate Checking account per member.
    • ATM fee refunds up to $10 each month for out-of-network ATMs.


    Calculate Your Earnings!

    **APY = Annual Percentage Yield. Rates subject to change without notice. Certain terms and conditions may apply. Dividends are computed on the daily balance method. Fees may reduce earnings. Rate tiers are as follows: 2.00% APY** applies to the portion of the balance from $0.01 to $10,000.00. The portion of the balance from $10,000.01 to $15,000.00 will earn 0.10% APY**. The portion of the balance over $15,000.00 will earn 0% APY. If qualifications are not met, 0.10% APY** will be earned on balances up to $15,000. Dividends earned will be deposited into the member’s prime savings account.

  • Unlimited Checking

    Unlimited access to surcharge-free ATMs nationwide. No minimum balance and no monthly fees.

    Click here to open an Unlimited Checking account today.
  • Teen Checking

    Offers:
    • Free unlimited access to more than 55,000 surcharge-free ATMs nationwide
    • Access to more than 5,000 shared branch locations nationwide
    • No minimum balance and no monthly fees
    • Free Mobile Banking, Mobile Deposit, Online Banking and Bill pay
    • Free E-Statements
    • 6 Free automatic overdraft transfers from savings per month


    Questions?
    Contact Us.

    Notes:
    Available to teens ages 13 to 17; parent or guardian signature required as joint owner.
    Daily debit card transaction limit is $250.
  • Organization Checking

    Organization Checking Account – perfect for non-profit organizations or associations that belong to the credit union.

    Click here to see if your organization is eligible.

    This Checking Account Offers:
    • 0.10% APY**
    • Access to more than 55,000 surcharge-free ATMs nationwide**
    • Access to more than 5,000 shared branch locations nationwide
    • Free Online Banking, Bill Payer and Mobile Banking
    • Free E-Statements and unlimited check writing

    Questions?
    Contact Us.

    To open your account, please complete and mail the following two required forms:
    Please note: The credit union will need to be notified of any change in officers immediately. This account is not for individuals but for chapters and organizations.

    **APY = Annual Percentage Yield. Rates subject to change without notice. Certain terms and conditions may apply. Dividends are computed on the daily balance method. Fees may reduce earnings. 0.10% APY** applies to all balances.
    **After five ATM withdrawals, there is a $1 fee per transaction.


Helpful Resources:

  • Order your checks online from Harland Clarke, our preferred provider.

  • Direct Deposit

    • Provides you with a no hassle way of depositing funds and making them available on your payday. You can make loan payments and savings deposits to your own accounts, as well as other family members’ accounts. To set up direct deposit, visit your payroll office and give them our ABA routing number 254075438 and your 5, 6 or 7 digit account number followed by the share suffix you’d like your funds deposited to (either -00 for savings and -10 or -20 for checking).