The breach has been reported as potentially affecting 143 million US consumers. Personal data, including birth dates, credit card numbers, Social Security numbers and more, were obtained in the breach. This potentiates identity theft opportunities related to the 143 million personal data records that may be appended to other acquired records and leveraged for account takeovers.
What should you do?
• Go to www.equifaxsecurity2017.com to check whether your data may have been compromised.
• Set fraud alerts – all bureaus.
• Monitor credit activity (www.annualcreditreport.com, etc.)
• Reset account passwords, PIN codes and other log-in credentials on financial accounts that may be vulnerable.
• Establish multiple-authentication protocols for financial accounts and email, when possible.
• Establish credit monitoring service through Equifax or through other service providers.
Sign up for Debit and Credit Card Fraud Alerts
We offer three different Fraud Alert notifications:
1. eAlerts – log into Online Banking to set up electronic account alerts.
2. Fraud Alerts – Log into Online Banking to sign up for Fraud Alerts on your debit or credit cards by registering your cards on the site. You will receive a text or voice message if there is suspicious activity.
3. VISA Purchase Alerts – Receive an email or text message alert when your VISA debit or credit card purchase meets or exceeds a certain amount. Click here to enroll.
Fraud Prevention Tips
We want to help protect you from fraud. Included below are several useful websites and information regarding recent phishing scams. If you receive an email, text message or phone call from someone claiming to be a financial representative who asks for your account number or social security information, DO NOT provide it. Instead contact your financial institution immediately and report the incident.
InFirst Federal Credit Union
- InFirst FCU will NEVER solicit personal or financial information.
- NEVER respond to requests for information (via e-mail, phone, text messaging or mail) unless you initiate the request.
Resources to help and prevent fraud
- Federal Trade Commission (FTC) Complaint Assistance
- Internet Crime Complaint Center
- Caller Complaints 800 Number Search
- For a more information regarding fraud alerts, visit NCUA
If you feel that you have received a fraudulent NCUA phishing e-mail, please forward the entire e-mail message to Phishing@ncua.gov.