- 1.99% APR1 on PURCHASES and BALANCE TRANSFERS2
- No balance transfer fee
- No annual fee
- Earn 1,500 bonus3 points for first purchase
- Points redeemable for travel, merchandise, gift cards and cash back
After the promotional period ends, rates are as low as 9.90% APR for young members opening a checking account with an InFirst Line of Credit. If no checking account or InFirst Line of Credit is established, the standard rate is 11.90% APR.
Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income.
1APR = Annual Percentage Rate. All terms and conditions subject to change without notice. Rates based on credit worthiness. This promotional rate only applies to new VISA Rewards credit cards. Any existing VISA Rewards Credit Card that is closed and then re-opened will be subject to the original terms of the card that was closed. 1.99% APR applies to purchases and balance transfers for the first 6 months. After the 6 month promotional period, the rate will adjust to the purchase rate, currently 9.90% APR to 11.90% APR and subject to change.
2Balance transfers must be completed within the first 90 days of card issue.
This offer may not be used to pay or make balance transfers from any existing InFirst FCU accounts, loans or credit cards. Not all applicants will qualify for the lowest rate. Foreign transaction fees may apply. A fee of 3% or $5.00, whichever is higher, will apply to any cash advance.
3Points expire five years from time of issue.
Additional VISA Rewards Credit Card Benefit Information:
Accident Insurance Program
Auto Rental Collision Damage Waiver
Travel Accident (AD&D) Baggage Delay Insurance
All of these benefits are currently in effect.
Visa Card Benefits