Short term. Low rate.
Apply for a low interest rate loan secured by the funds in your dividend earning Savings Account. Your savings will be placed on hold (equal to the current loan balance) until the loan is paid back in full; however, you will continue to earn dividends on the funds in your savings account. You can also borrow against your Share Certificate for a term up to the maturity date and for a rate 3% higher than the Share Certificate rate.* This is a great way to borrow at a low rate of interest for a short term or to establish credit.
*Note: This cannot be done on an IRA certificate.
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Click here to fill out our Loan Application and mail, fax or email (firstname.lastname@example.org) and send it back to us, or log in to Online Banking to apply. You may also contact our Lending Department at 800.328.1500.