Youth ages 18 and under can now open share certificates with as little as $100.
We currently offer 2, 3, 4, and 5 year Step-Up Youth Certificates. You can step up your rate once during the term of a 2, 3 or 4 year Step-Up Share Certificate, and twice during the term of a 5 year Step-Up Share Certificate.
*APY – Annual Percentage Yield. Dividends are paid from current income and available earnings, after required transfers to reserves, at the end of the dividend period. All deposit rates and terms are subject to change without notice.
Young Adult Visa® Rewards
Rates as low as 1.99% APR* on purchases and balance transfers for the first 6 months. After the promotional period ends, rates are as low as 9.90% APR for young members opening a checking account with an InFirst Line of Credit. If no checking account or Infirst Line of Credit is established, the standard rate is 11.90% APR at the time of application.
Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income.
1APR = Annual Percentage Rate. All terms and conditions subject to change without notice. Rates based on credit worthiness. This promotional rate only applies to new VISA Rewards credit cards. Any existing VISA Rewards Credit Card that is closed and then re-opened will be subject to the original terms of the card that was closed. 1.99% APR applies to purchases and balance transfers for the first 6 months. After the 6 month promotional period, the rate will adjust to the purchase rate, currently 9.90% APR to 11.90% APR and subject to change.
2Balance transfers must be completed within the first 90 days of card issue.
This offer may not be used to pay or make balance transfers from any existing InFirst FCU accounts, loans or credit cards. Not all applicants will qualify for the lowest rate. Foreign transaction fees may apply.
Questions? Contact a Representative at 800.328.1500.
Due to the Children’s Online Privacy Protection Act, the credit union does not and will not collect information from children under the age of 13. All applicants 13 years and under must have a parent or guardian as a joint owner on their account and any application that is submitted by a child under the age of 13 will not be considered or retained. Joint signature is required on the completed application along with a valid form of identification.
We also have collected important information and resources for parents. Want to teach your kids how to control their spending? We do, too. Whether he’s age 12, or she’s 22 and off at college, with a little help from you they can develop the self-confidence and personal skills needed to successfully manage their money (and yours).