Personal Loans


  • Personal Loan

    Rates as low as 6.99% APR* up to 12 months! Maximum loan amount is $20,000.


    Click here for rates.

    Did you know? We offer bi-weekly payments direct from your payroll deposits!

    To apply, click here to log in to Online Banking or click here to fill out a loan application.

    Questions?
    Contact Us.

    Estimate Your Savings!

    *APR= Annual Percentage Rate. All terms and conditions subject to change without notice. Rate based on credit worthiness. Payment example: If you borrow $5,000 at 6.99%* for 12 months, your payment each month will be $432.61. This offer may not be used to refinance any existing InFirst FCU loan. Not all members will qualify for the lowest rate. Not all applicants qualify for the maximum loan amount or longest term. Maximum term varies by amount borrowed. Contact us for details.

  • Home Improvement Loan

    Ready to remodel your kitchen or bathroom? How about repair your roof or siding? Check out our Home Improvement Loan!

    Rates as low as 7.99% APR* for 5 years.
    Maximum loan amount of $25,000.
    Rates as low as 10.99% APR* for up to 15 years.

    • No Appraisal
    • No Closing Costs
    • Same Day Approval


    To apply, click here to log in to Online Banking or click here to fill out a loan application.

    Questions?
    Contact Us.

    *APR= Annual Percentage Rate. This loan is for home improvement purposes only. Copies of estimates are required. All terms and conditions subject to change without notice. Rate based on credit worthiness. Same day approval in most cases. Payment example: If you borrow $15,000 at 7.99%* for 5 years, your payment each month will be $331.35, or $152.64 bi-weekly (includes Consumer Gold Loan Protection). This offer may not be used to refinance any existing InFirst FCU loan. Not all members will qualify for the lowest rate. Not all applicants qualify for the maximum loan amount or longest term. Maximum term up to 15 years varies by amount borrowed. Contact us for details.

  • Line of Credit

    This overdraft line of credit is tied to your checking account. With an InFirst Line of Credit, we automatically transfer any available funds from the line to your checking account to cover checks or everyday check card transactions. You can even transfer money from Online Banking or your mobile app.

    Once you access your InFirst Line of Credit, payments may be automatically deducted from your automated direct deposit account. (Automated direct deposit is a great way to ensure that your account remains in good standing).

    Click here for rates.

    To apply, click here to log in to Online Banking or click here to fill out a loan application.

    Questions?
    Contact Us.
  • Share Secured Loans

    Apply for a low interest rate loan secured by the funds in your dividend earning Savings Account. Your savings will be placed on hold (equal to the current loan balance) until the loan is paid back in full; however, you will continue to earn dividends on the funds in your savings account. You can also borrow against your Share Certificate for a term up to the maturity date and for a rate 3.00% higher than the Share Certificate rate.* This is a great way to borrow at a low rate of interest for a short term or to establish credit.

    *Note: This cannot be done on an IRA certificate.


    Click here for rates.

    To apply, click here to log in to Online Banking or click here to fill out a loan application.

    Questions?
    Contact Us.
  • Hero Loan

    The purpose of this loan to help first responders should they need assistance purchasing their own equipment.


    Rates are are low as 5.99% APR* for up to $5,000!
    Maximum term is 24 months.

    To apply, click here to log in to Online Banking or click here to fill out a loan application.

    Questions?
    Contact Us.

    *APR= Annual Percentage Rate. All terms and conditions subject to change without notice. Rate based on credit worthiness. Payment example: If you borrow $5,000 at 5.99%* for 24 months, your payment each month will be $221.61. This offer may not be used to refinance any existing InFirst FCU loans. Not all members will qualify for the lowest rate. Not all applicants qualify for the maximum loan amount or longest term. Maximum term varies by amount borrowed. Contact us for details.