Savings Rates
| Type | APY* | Dividend Rate |
|---|---|---|
| Share Certificate Specials | ||
| Labor Day Pick your Rate Certificate Special - 9-Month Term | 3.99% | 3.93% |
| Labor Day Pick your Rate Certificate Special - 22-Month Term | 3.72% | 3.67% |
| Summer Wind-Down Certificate Special - 33-Month Term | 3.84% | 3.79% |
| Scholar Certificate Special - 6-Month Term | 3.00% | 2.97% |
| Savings (includes Business Accounts) | ||
| Prime Share/Savings | 0.05% | 0.05% |
| Youth Accounts | ||
| Youth Savings | 0.50% | 0.50% |
| Youth Share Certificates | ||
| 6 Month - Certificate | 0.75% | 0.75% |
| 1 Year - Certificate | 1.76% | 1.75% |
| 2 Year - Certificate | 2.78% | 2.75% |
| 3 Year - Certificate | 2.52% | 2.50% |
| 4 Year - Certificate | 2.42% | 2.40% |
| 5 Year - Certificate | 2.42% | 2.40% | Club Accounts |
| Custom Club | 0.05% | 0.05% |
| Special Savings | 0.05% | 0.05% |
| Winter Holiday Club | 0.05% | 0.05% |
| Money Market Accounts (includes Business Accounts) | ||
| Up to $9,999.99 | 0.15% | 0.15% |
| $10,000.00 to $24,999.99 | 0.20% | 0.20% |
| $25,000.00 to $74,999.99 | 0.30% | 0.30% |
| $75,000.00 and greater | 0.50% | 0.50% |
| Share Certificates | ||
| 6 Month - Certificate | 0.75% | 0.75% |
| 1 Year - Certificate | 1.76% | 1.75% |
| 2 Year - Certificate | 2.78% | 2.75% |
| 3 Year - Certificate | 2.52% | 2.50% |
| 4 Year - Certificate | 2.42% | 2.40% |
| 5 Year - Certificate | 2.42% | 2.40% |
| Individual Retirement Accounts | ||
| Individual Retirement Accounts | 0.05% | 0.05% |
| Money Market IRA Accounts | ||
| Up to $9,999.99 | 0.15% | 0.15% |
| $10,000.00 to $24,999.99 | 0.20% | 0.20% |
| $25,000.00 to $74,999.99 | 0.30% | 0.30% |
| $75,000.00 and greater | 0.50% | 0.50% | IRA Accounts |
| 1 Year - IRA Certificate | 1.76% | 1.75% |
| 2 Year - IRA Add on Certificate | 2.78% | 2.75% |
| 3 Year - IRA Add on Certificate | 2.52% | 2.50% |
| 4 Year - IRA Add on Certificate | 2.42% | 2.40% |
| 5 Year - IRA Add on Certificate | 2.42% | 2.40% |
Rates effective 08/01/2025
Labor Day Pick your Rate Certificates require a minimum opening deposit of $10,000. There is a maximum deposit amount of $100,000. Limit two per member.
Summer Wind-Down Certificates require a minimum opening deposit of $5,000. There is a maximum deposit amount of $50,000. Limit four per member.
Scholar Certificates require a minimum opening deposit of $500. There is a maximum deposit amount of $5,000. Limit four per member.
