Youth Accounts


  • Youth Certificates

    Youth ages 18 and under can now open share certificates with as little as $100.
    We currently offer 2, 3, 4, and 5 year Step-Up Youth Certificates. You can step up your rate once during the term of a 2, 3 or 4 year Step-Up Share Certificate, and twice during the term of a 5 year Step-Up Share Certificate.

    Click here to open a Youth Share Certificate.
    Click here for rates.

    *APY – Annual Percentage Yield. Dividends are paid from current income and available earnings, after required transfers to reserves, at the end of the dividend period. All deposit rates and terms are subject to change without notice.


  • Youth Savings

    Youth up to age 17 earn more than a traditional savings account!

    Click here to open a Youth Savings account today.
    Click here for rates.
  • Teen Checking

    Offers:
    • Free unlimited access to more than 55,000 surcharge-free ATMs nationwide
    • Access to more than 5,000 shared branch locations nationwide
    • No minimum balance and no monthly fees
    • Free Mobile Banking, Mobile Deposit, Online Banking and Bill pay
    • Free E-Statements
    • 6 Free automatic overdraft transfers from savings per month

    Questions?
    Contact Us.

    Notes:
    Available to teens ages 13 to 17; parent or guardian signature required as joint owner.
    Daily debit card transaction limit is $250.
  • Young Adult Visa® Rewards

    Rates as low as 1.99% APR* on purchases and balance transfers for the first 6 months. After the promotional period ends, rates are as low as 9.90% APR* for young members opening a checking account with an InFirst Line of Credit. If no checking account or InFirst Line of Credit is established, the standard rate is 11.90% APR* at the time of application.

    Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income.

    This offer may not be used to pay or make balance transfers from any existing InFirst FCU accounts, loans or credit cards. Not all applicants will qualify for the lowest rate. Foreign transaction fees may apply.

    *APR = Annual Percentage Rate. All terms and conditions subject to change without notice. Rates based on credit worthiness. This promotional rate only applies to new VISA Rewards credit cards. Any existing VISA Rewards credit card that is closed and then re-opened will be subject to the original terms of the card that was closed. 1.99% APR* applies to purchases and balance transfers for the first 6 months. After the 6 month promotional period, the rate will adjust to the purchase rate, currently 9.90% APR* to 11.90% APR* and subject to change. **Balance transfers must be completed within the first 90 days of card issue.


Due to the Children’s Online Privacy Protection Act, the credit union does not and will not collect information from children under the age of 13. All applicants 13 years and under must have a parent or guardian as a joint owner on their account and any application that is submitted by a child under the age of 13 will not be considered or retained. Joint signature is required on the completed application along with a valid form of identification.

We also have collected important information and resources for parents. Do you want to teach your children how to control their spending? We do, too. Whether he’s age 12, or she’s 22 and off at college, with a little help from you, they can develop the self-confidence and personal skills needed to successfully manage their money (and yours).



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