Balance Transfer Promotion

Kick off fall savings with a Balance Transfer!

Score 4.99% APR* for 12 months with a Visa® Rewards Credit Card Balance Transfer!

No Balance Transfer Fee • No Annual Fee • Complete your Balance Transfer by 11/30/2025.

Rate will adjust to the standard rate of 10.90% APR - 17.90% APR after the promotional period ends.


Transferring your balance is easy!

  • Log into Online Banking

  • Click on Menu, then on Credit Cards

  • Click Balance Transfer on the menu to the right of the screen


What’s in it for you?

• Low, FIXED RATE

• No Balance Transfer Fee

• No Annual Fee

• Plus, you’ll earn Rewards Points on every purchase you make!

How you earn points:

  • 4 points for every dollar spent at Gas Stations

  • 3 points for every dollar spent on Restaurant and Travel purchases

  • 2 points for every dollar spent on all Grocery Store, Superstore, and Wholesale Club purchases

  • 1 points for every dollar spent on all other purchases

What You Can Redeem:

  • Cash

  • Travel

  • Merchandise

  • Gift Cards

How To Redeem Your Points:

  • Click here to log in to Online Banking, select the Credit Card tab, then click on CU Rewards.

  • Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page.

  • If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 2,500 point increments (2,500 points = $25.00).

    For CU Rewards inquiries, please contact 888.634.6318.

Click here for rates.


*This offer is available to existing Visa Rewards Credit Cardholders who transfer a balance from another financial institution to their Visa Rewards Credit Card. Balance Transfers must be completed between 09/01/2025 and 11/30/2025. After the promotional period ends, the remaining balance will revert to the standard purchase rate determined at card opening, and will range from 10.90% APR to 17.90% APR. No Balance Transfer Fee applies. Offer does not apply to any other InFirst FCU loan. Subject to credit limit availability. InFirst FCU membership is required.