Auto Loans


Rates as low as 1.99% APR* for 36 months! Other terms available. Servicing DC, Maryland, Virginia and all members nationwide!


Learn More:

  • Guaranteed Asset Protection Plus (GAP Plus) – Will you owe more on your vehicle than it’s worth?

  • Mechanical Repair Coverage (MRC) – The miles can add up but the repairs don’t have to.


  • Auto Loan Protection

    InFirst FCU offers you and your family protection against involuntary unemployment, loss of life, disability as well as negative equity if your car is totaled or stolen. Don’t get stuck paying for a car you can no longer drive. Ask about Guaranteed Asset Protection Plus (GAP Plus) insurance. Guaranteed Asset Protection Plus (GAP Plus) – Will you owe more on your vehicle than it’s worth? Repair bills? We have you covered there too! Ask how our Mechanical Repair Coverage can keep your car on the road and out of the shop. These plans cover vehicles up to nine years old, with mileage up to 100,000 miles. In addition to covering repairs, this warranty program can also provide 24-hour, toll-free emergency roadside assistance, towing reimbursement, rental reimbursement and emergency travel expenses.

    Mechanical Repair Coverage (MRC) – The miles can add up but the repairs don’t have to. Click here to request more information about these products, or talk with your loan representative for details by calling 800.328.1500 today.

    *Please do not include any nonpublic personal information (i.e., account numbers, social security numbers). Confidential information should not be included in any email communications with the credit union.
  • Auto Insurance

    Click here to learn more about Auto Insurance.
  • NADA Vehicle Pricing

    Click here to learn more about NADA Guidelines.
  • Fuel Economy Guide

    Click here to learn more about the Fuel Economy Guide.

*APR = Annual Percentage Rate. Rates are determined by individual credit worthiness. Rates and terms subject to change without notice. Other terms and conditions may apply. The APR listed is the lowest available rate for the term. Rates, terms, and conditions are subject to change and vary based on creditworthiness, income, and other qualifications. This rate includes a 0.40% discount if the member has a checking account with InFirst Federal Credit Union with direct deposit and the loan is set up for automatic payments. This rate also includes a 0.25% discount for using our car buying service and a .25% discount for 80% or less of maximum LTV – MSRP for new autos and NADA Retail Adjusted Clean for used vehicles. At no time can the discounted loan rate be lower than the Credit Union’s designated floor rate. 

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