Young Adult Visa Rewards Credit Card

Balance Transfer Promotion

Balance Transfer? More like interception!

Transfer your balance to a new Young Adult Visa® Rewards Credit Card to score an intro rate of 5.50% APY for 12 months.*

Post-promotional rate of 9.90% APY or 11.90% APY applies.**

No Balance Transfer Fee • No Annual Fee • Introductory rate applies to Purchases and Balance Transfers • Open your new card by 03/31/2026

Transferring your balance is easy!

  • Log into Online Banking

  • Click on Menu, then on Credit Cards

  • Click Balance Transfer on the menu to the right of the screen

What’s in it for you?

• Low, FIXED RATE

• No Balance Transfer Fee

• No Annual Fee

• Plus, you’ll earn Rewards Points on every purchase you make!

How you earn points:

  • 4 points for every dollar spent at Gas Stations

  • 3 points for every dollar spent on Restaurant and Travel purchases

  • 2 points for every dollar spent on all Grocery Store, Superstore, and Wholesale Club purchases

  • 1 points for every dollar spent on all other purchases

What You Can Redeem:

  • Cash

  • Travel

  • Merchandise

  • Gift Cards

How To Redeem Your Points:

  • Click here to log in to Online Banking, select the Credit Card tab, then click on CU Rewards.

  • Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page.

  • If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 2,500 point increments (2,500 points = $25.00).

    For CU Rewards inquiries, please contact 888.634.6318.

Click here for rates.

*This offer is available on new Young Adult Visa Rewards Credit Cards opened during the promotional period of 09/01/2025 and 03/31/2026 only. Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income. Purchases and Balance Transfers must be completed during the promotional period to qualify for the introductory rate. A fee of 3.00% or $5.00, whichever is higher, will apply to any cash advance. A 1% Foreign Transaction Fee may apply. No Balance Transfer Fee applies. Offer does not apply to any other InFirst FCU loan. An InFirst balance transfer may not be used to pay any existing InFirst FCU accounts, loans, or credit cards. Subject to credit approval, and credit limit availability.
**After the promotional period ends on 03/31/2026, the remaining balance will convert to the standard purchase rate determined by creditworthiness at card opening, and will range from 9.90% APR (for members with an InFirst FCU checking account and Line of Credit) to 11.90% APR. InFirst FCU membership is required.