Credit Cards

Get rewarded for spending with InFirst FCU!

 
 

  • Visa® Rewards 

    The card that gives you more.

    Our Visa® Rewards Credit Card is Contactless! Tap, wave, insert or swipe - the choice is up to you!
    To apply, log in to Online Banking or click here to fill out a loan application.

    • Fixed rates between 10.90% APR and 17.90% APR.** Rates are subject to change and are based on creditworthiness.
    • No balance transfer fee
    • No annual fee
    • Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
    • Points redeemable for travel, merchandise, gift cards, and cash back

    How you earn points:
    • 4 points for every dollar spent at Gas Stations
    • 3 points for every dollar spent on Restaurant and Travel purchases
    • 2 points for every dollar spent on all Grocery Store, Superstore and Wholesale Club purchases
    • 1 point for every dollar spent on all other purchases


    What You Can Redeem:
    • Cash
    • Travel
    • Merchandise
    • Gift Cards


    How To Redeem Your Points:
    • Click here to log in to Online Banking, select the Credit Card tab, then click on CURewards®.
    • Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page.
    • If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 2,500 point increments (2,500 points = $25.00).


      • For CURewards® inquiries, please contact 888.634.6318.

      Click here for rates.
      Click here to browse the CURewards® site for available merchandise.

      Download the CURewards Mall App from iTunes® or Google Play® to access and redeem your mall points. Data and Carrier rates may apply.


      Questions?
      Contact Us.



      **APR = Annual Percentage Rate. Rates are subject to change and are based on creditworthiness. A fee of 3.00% or $5.00, whichever is higher, will apply to any cash advance. Not all applicants will qualify for the lowest rate. Foreign transaction fees may apply. Points expire five years from time of issue. An InFirst balance transfer may not be used to pay any existing InFirst FCU accounts, loans, or credit cards. Not all members will qualify.


  • Young Adult Visa® Rewards 

    The card that gives you more.

    Our Young Adult Visa® Rewards Credit Card is Contactless! Tap, wave, insert or swipe - the choice is up to you!
    To apply, log in to Online Banking or click here to fill out a loan application.


    Earn Reward Points on every purchase:
    • 4 points for every dollar spent at Gas Stations
    • 3 points for every dollar spent on Restaurant and Travel purchases
    • 2 points for every dollar spent on Grocery Store, Superstore and Wholesale Club purchases
    • 1 point for every dollar spent on all other purchases


    Click here to fill out our Credit Card Application and mail, fax or email (loans@infirstfcu.org) and send it back to us, or log in to Online Banking to apply.
    • No balance transfer fee
    • No annual fee
    • Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
    • Points redeemable for travel, merchandise, gift cards, and cash back


    Rates are as low as 9.90% APR** for young members opening a checking account with an InFirst Line of Credit. If no checking account or InFirst Line of Credit is established, the standard rate is 11.90% APR.

    Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income.

    Click here for current rates.
    Click here to browse the CURewards® site for available merchandise.
    For CURewards inquiries, please contact 888.634.6318.

    Questions?
    Contact Us.


     

    **APR = Annual Percentage Rate. All terms and conditions subject to change without notice. Rates based on creditworthiness. A fee of 3.00% or $5.00, whichever is higher, will apply to any cash advance. Foreign transaction fees may apply.
    Points expire five years from time of issue. An InFirst balance transfer may not be used to pay any existing InFirst FCU accounts, loans, or credit cards. Not all members will qualify.

  • Balance Transfers 

    Transferring your balance is easy!

    If you have high, variable-rate credit cards, transferring your balances to a low, fixed-rate Visa® Rewards Credit Card can save you lots of money.

    Log into Online Banking.
    Click on the Credit Card tab.
    Click Balance Transfer on the menu to the right of the screen.