Get Rewarded for Spending with InFirst FCU!
Visa® Rewards
The Card that Gives You More.
Our Visa® Rewards Credit Card is contactless! Tap, wave, insert, or swipe - the choice is up to you!
Fixed rates between 10.90% APR and 17.90% APR**. Rates are subject to change and are based on creditworthiness
No balance transfer fee
No annual fee
Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
Earned points will be credited within 30 business days of the last statement datePoints redeemable for travel, merchandise, gift cards, and cash back
How You Earn Points
4 points for every dollar spent at gas stations
3 points for every dollar spent on restaurant and travel purchases
2 points for every dollar spent on all grocery store, superstore, and wholesale club purchases
1 point for every dollar spent on all other purchases
What You Can Redeem:
Cash
Travel
Merchandise
Gift Cards
How To Redeem Your Points:
Log in to Online Banking, select the Credit Card tab, then click on CURewards®
Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page
If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 2,500 point increments (2,500 points = $25.00)
For CURewards® inquiries, please contact (888) 634-6318.
Young Adult Visa® Rewards
The Card that Gives you More
Our Young Adult Visa® Rewards Credit Card is contactless! Tap, wave, insert, or swipe - the choice is up to you!
Benefits
No balance transfer fee
No annual fee
Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
Earned points will be credited within 30 business days of the last statement datePoints redeemable for travel, merchandise, gift cards, and cash back
Fixed rates as low as 9.90% APR** for young members opening a checking account with an InFirst Line of Credit. If no checking account or InFirst Line of Credit is established, the standard rate is 11.90% APR.
Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income.
Earn Reward Points on every purchase
4 points for every dollar spent at gas stations
3 points for every dollar spent on restaurant and travel purchases
2 points for every dollar spent on grocery store, superstore, and wholesale club purchases
1 point for every dollar spent on all other purchases
Apply for the Young Adult Visa® Rewards Credit Card online or you can also log in to Online Banking to apply.
Please do not include any sensitive details via email.
For CURewards® inquiries, please contact (888) 634-6318.
Balance Transfers
Transferring Your Balance is Easy!
If you have high, variable-rate credit cards, transferring your balances to a low, fixed-rate Visa® Rewards Credit Card can save you lots of money.
Log into Online Banking.
Click on the Credit Card tab.
Click Balance Transfer on the menu to the right of the screen.
Balance Transfer Promotions
Balance Transfer? More like interception!
Score 5.50% APR* for 12 months with a Young Adult Visa® Rewards Credit Card Balance Transfer!
No Balance Transfer Fee
No Annual Fee
Introductory rate applies to Purchases and Balance Transfers
Complete your Balance Transfer by 3/31/2026
Post-promotional rate of 9.90% APR or 11.90% APR applies.**
**After the promotional period ends on 03/31/2026, the remaining balance will convert to the standard purchase rate determined by creditworthiness at card opening, and will range from 9.90% APR (for members with an InFirst FCU checking account and Line of Credit) to 11.90% APR. InFirst FCU membership is required.
Rate Rescue
Existing Visa® Rewards Credit Cardholders - Save BIG with a Balance Transfer!
Enjoy 16 months at 3.60% APR!*
Low Balance Transfer Fee of 3.6% per Transfer
No Annual Fee
Introductory rate applies to Balance Transfers only
Complete your Balance Transfer by 3/31/2026
Post-promotional rate of 10.90% APR - 17.90% APR applies.
*This offer is available to members with an existing Visa® Rewards Credit Card only. New card accounts opened after 09/01/2025 will not be eligible for the balance transfer special rate. This promotional offer is available from 01/15/2026 through 03/31/2026 and applies to Balance Transfers only. Purchases will be offered at the standard interest rate. Balance Transfers must be completed during the promotional period to qualify for the promotional rate. A 3.6% Balance Transfer Fee applies to every Balance Transfer. A fee of 3.00% or $5.00, whichever is higher, will apply to any cash advance. A 1% Foreign Transaction Fee may apply. Offer does not apply to any other InFirst FCU loan. An InFirst Balance Transfer may not be used to pay any existing InFirst FCU accounts, loans, or credit cards. Subject to credit limit availability. After the 16 month promotional period ends, the remaining balance will convert to the standard purchase rate determined by creditworthiness at card opening, and will range from 10.90% APR to 17.90% APR. InFirst FCU membership is required. Federally insured by NCUA.