Personal Loans
Personal Loan rates as low as 6.99% APR** for 12 months!
The maximum loan amount is $20,000. Other terms and conditions may apply.
Did you know? We offer bi-weekly Personal Loan payments directly from your payroll deposits!
Questions before you apply? Contact us!
Line of Credit
This overdraft line of credit is tied to your checking account. With an InFirst Line of Credit, we automatically transfer any available funds from the line to your checking account to cover checks or everyday check card transactions. You can even transfer money from Online Banking or your mobile app.
Once you access your InFirst Line of Credit, payments may be automatically deducted from your automated direct deposit account. (Automated direct deposit is a great way to ensure that your account remains in good standing.)
Questions before you apply? Contact us!
Share Secured Loans
A Share Secured Loan is a low-interest loan secured by the funds in your dividend-earning savings account. Your savings will be placed on hold (equal to the current loan balance) until the loan is paid back in full; however, you will continue to earn dividends on the funds in your Savings Account.
With a Share Secured Loan, you can also borrow against your Share Certificate for a term up to the maturity date and for a rate 3.00% higher than the Share Certificate rate*. This is a great way to borrow at a low rate of interest for a short term or to establish credit.
*Note: This cannot be done on an IRA certificate.
Questions before you apply? Contact us!
Protect against the unexpected!
InFirst FCU Debt Protection is a great way to protect your loan!
Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event. You can select the optional plan that will support your family’s financial protection needs.
Protect What Matters
Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability, or unemployment, you wouldn’t want your family to worry about making your loan payments.
With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.
•In the event of death, it cancels the remaining loan balance up to a maximum in the contract.
•If you become disabled, it cancels up to a maximum number of loan payments based on the contract.
•If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract.