Spooky Share Certificate
Since you scanned our QR code, we want to reward you!
Our Share Certificate rates are higher than they’ve been in years, but that doesn’t mean they can’t get a little bit higher just for you!
Open a 15-month Share Certificate, with new money only, by November 15, 2022, and we will boost your rate from 3.03% APY to 3.29% APY*.
Just complete this form, mention the Spooky Certificate, and email it to us or return it to your local branch with your candy wrapper.
Questions?
Contact Us.
Maturity/Renewal
Upon maturity, the funds will automatically be transferred to the Share Savings or Share Draft account as indicated by the member at certificate opening, or any time prior to the maturity date.
Early Withdrawal Penalty
If certificate funds other than dividends are withdrawn prior to maturity, the penalty assessed will be equal to one hundred and eighty (180) days of dividends.
The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.
Account Terms and Conditions
Certificates have a minimum deposit of $1,000.
*APY=Annual Percentage Yield. A penalty will be assessed for early withdrawal. Certificates have a minimum deposit of $1,000. To receive the full 3.29% APY, the 15-month Share Certificate must be opened with new money only between October 15, 2022, and November 15, 2022. The QR code must be scanned to receive the full 3.29% APY, otherwise, the standard rate of 3.03% APY will apply. No add-on or step-up features are offered on this Share Certificate. Rates effective 09/21/2022. Rates are subject to change at any time and are not guaranteed.
