Share Certificates Up to 4.30% APY*
Earn up to 4.30% for up to 15 months, effective October 1, 2026.
Choose 7, 11, or 15 months:
7 months — 4.00% APY*
11 months — 4.25% APY*
15 months — 4.30% APY*
*APY = Annual Percentage Yield. Rates effective 10/1/26 and are subject to change prior to account opening. Applies to Share Certificates opened starting 10/1/26. Available terms: 7 months at 4.00% APY (3.94% Dividend Rate); 11 months at 4.25% APY (4.18% Dividend Rate); 15 months at 4.30% APY (4.23% Dividend Rate). A minimum opening balance of $1,000 is required to open this certificate and earn dividends. Maximum balance of $750,000. Limit four per member. No add-on features are offered on these certificates. At maturity, automatically rolls over to the next-lowest standard certificate term (7-month to a 6-month, 11-month to a 6-month, 15-month to a 1-year) at the rate offered at the time of maturity, unless instructed otherwise. A penalty will be assessed for early withdrawals. Fees may reduce earnings.
Must be entirely funded with new money. New money is defined as funds not currently on deposit at InFirst FCU. Federally insured by NCUA. InFirst FCU membership is required. Rate subject to change.