*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective 7/17/26 and are subject to change at any time without notice. Applies to Share Certificates opened starting 7/17/26. Available terms: 11 months at 4.00% APY (3.94% APR); 21 months at 4.25% APY (4.18% APR); 34 months at 4.30% APY (4.23% APR). A minimum opening balance of $1,000 is required to open this certificate and earn dividends. Maximum balance of $750,000. Limit four per member. No add-on features are offered on these certificates. At maturity, automatically rolls over to the next-lowest standard certificate term (11-month to a 6-month, 21-month to a 1-year, 34-month to a 2-year) at the rate offered at the time of maturity, unless instructed otherwise. A penalty will be assessed for early withdrawals. Fees may reduce earnings. Must be entirely funded with new money. New money is defined as funds not currently on deposit at InFirst FCU. InFirst FCU membership is required. Federally Insured by NCUA