Kickstarter Certificate Special
Earn 2.45% APY for 7 months when you open a Kickstarter Certificate between 01/20/2026 and 01/31/2026!*
Maturity/Renewal
The credit union will notify the account holder at least 20 days prior to maturity. Certificates with standard terms, including, but not limited to 6 months, 1 Year, 2 Years, 3 Years, 4 Years, and 5 Years, will automatically renew for the same term at the rate offered at the time of maturity unless the account holder informs the credit union otherwise, or the certificate term is no longer offered.
Certificate specials with non-standard terms, including but not limited to 9 months, 11 months, 13 months, and 15 months, will automatically roll over to the next lowest standard certificate term at the rate offered at the time of maturity unless instructed otherwise.
There is a grace period of ten (10) calendar days after maturity to change the term or withdraw the funds from the certificate account without being charged an early withdrawal penalty.
Early Withdrawal Penalty
If certificate funds other than dividends are withdrawn prior to maturity, the penalty assessed will be equal to one hundred and eighty (180) days of dividends.
The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.
Account Terms and Conditions
To open and earn dividends, Kickstarter Certificates require a minimum balance of $7,000. There is a maximum deposit amount of $170,000. Limit two per member.
1Must be comprised entirely of new money. New money is defined as funds not currently on deposit at InFirst FCU.
Rate Rescue
Existing Visa® Rewards Credit Cardholders - Save BIG with a Balance Transfer!
Enjoy 16 months at 3.60% APR!*
Low Balance Transfer Fee of 3.6% per Transfer
No Annual Fee
Introductory rate applies to Balance Transfers only
Complete your Balance Transfer by 3/31/2026
Post-promotional rate of 10.90% APR - 17.90% APR applies.
*This offer is available to members with an existing Visa® Rewards Credit Card only. New card accounts opened after 09/01/2025 will not be eligible for the balance transfer special rate. This promotional offer is available from 01/15/2026 through 03/31/2026 and applies to Balance Transfers only. Purchases will be offered at the standard interest rate. Balance Transfers must be completed during the promotional period to qualify for the promotional rate. A 3.6% Balance Transfer Fee applies to every Balance Transfer. A fee of 3.00% or $5.00, whichever is higher, will apply to any cash advance. A 1% Foreign Transaction Fee may apply. Offer does not apply to any other InFirst FCU loan. An InFirst Balance Transfer may not be used to pay any existing InFirst FCU accounts, loans, or credit cards. Subject to credit limit availability. After the 16 month promotional period ends, the remaining balance will convert to the standard purchase rate determined by creditworthiness at card opening, and will range from 10.90% APR to 17.90% APR. InFirst FCU membership is required. Federally insured by NCUA.
Young Adult Visa® Rewards Credit Card
Balance Transfer Promo
Balance Transfer? More like interception!
Transfer your balance to a new Young Adult Visa® Rewards Credit Card to score an intro rate of 5.50% APR for 12 months*.
Post-promotional rate of 9.90% APR or 11.90% APR applies**.
No Balance Transfer Fee
No Annual Fee
Introductory rate applies to Purchases and Balance Transfers
Open your new card by 03/31/2026
Transferring your balance is easy!
Log into Online Banking
Click on Menu, then on Credit Cards
Click Balance Transfer on the menu to the right of the screen
Relax, you’ve got better banking!
Earn up to $150 when you open a new account†, plus, you’ll be entered to win $1,000!‡
††Members can choose to submit an alternate entry if they are otherwise unable to participate in the sweepstakes by mailing a 3x5 card with their name, email address, phone number, and mailing address to InFirst FCU, C/O Better Banking Promo, PO Box 11263, Alexandria, VA 22312. Odds of winning vary, depending on the number of entries. This contest is void where prohibited. One winner will be randomly selected on 03/02/2026 to receive a grand prize of $1,000. If the winning member is a minor, the prize will be awarded to the joint owner. Credit union employees, volunteers, and their family members are ineligible to participate in this promotion. For a complete list of rules, click here. To receive the bonus funds ($100, $150, and/or $1,000) the membership must be open and in good standing on 05/01/2026, when the bonus funds will be deposited into the InFirst Checking account on file. Good standing is defined as all shares with a positive balance and no history of transactions that result in a loss to the credit union. Winners are responsible for all taxes. InFirst FCU membership is required. InFirst employees, volunteers, and their family members are not eligible to participate in this promotion.