*APY = Annual Percentage Yield. Rates subject to change without notice. Certain terms and conditions may apply. There is no minimum deposit required to open this account. Dividends are computed on the daily balance method. Fees may reduce earnings. Rate tiers are as follows: 1.00% APY applies to the portion of the balance from $0.01 to $10,000.00. The portion of the balance from $10,000.01 to $15,000.00 will earn 0.05% APY. The portion of the balance over $15,000.00 will earn 0% APY. If qualifications are not met, 0.05% APY will be earned on balances up to $15,000. Dividends earned will be deposited into the member’s prime savings account.
**APY = Annual Percentage Yield. 0.05% APY applies to all balances. There is a $100 minimum deposit required to open this account. Dividends are computed on the daily balance method. This account is not for individuals, but available for organizations only. Organizational Checking accounts are variable rate accounts that may change after account opening. Fees may reduce earnings.
***APY = Annual Percentage Yield. InFirst FCU membership is required. There is no minimum deposit required to open this account. Members can opt into the added benefit feature for $5.95 per month. This fee is waived by meeting the criteria below. HOW TO QUALIFY FOR THE HIGHEST DIVIDEND TIER AND WAIVED BENEFIT FEE: 1. Make 15 Visa® Debit Card purchases at a store or online, each exceeding $3 per transaction, per month. 2. Make a monthly deposit into your account via direct deposit, mobile deposit, or a deposit at one of our branches (not a shared branch), with a monthly aggregate of $500 or more. 3. Enroll in eStatements. 4. All Visa Debit Card purchases and all deposits must post during the month to qualify for the higher dividend rate tier and the benefits fee waiver. 5. Maintain a monthly aggregate share balance of $5,000 or an aggregate loan balance of $10,000, excluding balances held in real estate loans. If these qualifications are not met during a given month, the lower dividend rate will be earned, and the benefit fee of $5.95 will be assessed. Rates subject to change without notice. Certain terms and conditions may apply. Dividends are computed on the daily balance method. Fees may reduce earnings. Rate tiers are as follows: 1.00% APY applies to the portion of the balance from $0.01 to $10,000.00. The portion of the balance from $10,000.01 to $15,000.00 will earn 0.05% APY. The portion of the balance over $15,000.00 will earn 0% APY. If qualifications are not met, 0.05% APY will be earned on balances up to $15,000.00. Dividends earned will be deposited into the member’s prime savings account. Only one My Money+ Checking account per member. My Money+ Checking accounts are variable rate accounts that may change after account opening. Fees may reduce earnings. Benefits registration/activation required.
