Checking Rates

Rate Name APY
Personal Checking
Ultimate Checking Earn up to 1.00%*
Unlimited Checking No dividends
Teen Checking
Available to teens ages 13 to 18.		 No dividends
Organizational Checking Earn 0.05**%

Rates effective 04/01/2024

Account Terms and Conditions

*APY = Annual Percentage Yield. Rates subject to change without notice. Certain terms and conditions may apply. Dividends are computed on the daily balance method. Fees may reduce earnings. Rate tiers are as follows: 1.00% APY applies to the portion of the balance from $0.01 to $10,000.00. The portion of the balance from $10,000.01 to $15,000.00 will earn 0.05% APY. The portion of the balance over $15,000.00 will earn 0% APY. If qualifications are not met, 0.05% APY will be earned on balances up to $15,000. Dividends earned will be deposited into the member’s prime savings account.
**0.05% APY applies to all balances. Dividends are computed on the daily balance method. This account is not for individuals, but available for organizations only.