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When you’re looking for bank accounts in Salem, VA, you’ve got no shortage of options. Big national banks, regional institutions, and credit unions all compete for your business. But not all of them are built to put you first.
Get lower fees, better rates, and a financial partner that actually listens. That’s the difference at InFirst Federal Credit Union. We’re a not-for-profit, member-owned credit union that’s been serving Virginia communities for over 91 years. That means our focus is always on what’s best for you, not on generating profits for shareholders. When you open bank accounts in Salem, VA with us, you’re more than a customer—you’re a member-owner with a real stake in the institution.
Enjoy banking that treats you like family, not an account number. At InFirst Federal Credit Union, personalized service has been a cornerstone of what we do for over nine decades. Members consistently describe the InFirst experience as something fundamentally different from big banks like Truist, Wells Fargo, and Carter Bank. With us, you’re part of a local community that invests right back into itself.
Here’s what you get when you choose InFirst FCU for bank accounts in Salem, VA
Keep more money in your wallet with better rates, lower fees, and improved local services. As a credit union, InFirst FCU isn’t owned by outside shareholders; we’re owned by you. Every dollar of profit we generate goes straight back into serving our members, giving you an institution that genuinely has your best financial interests in mind.
Get one-on-one help from a team that actually knows your name. Our Salem branch at 2 W. Main Street is a full-service location where you can handle all your financial needs in person. From opening new bank accounts in Salem, VA, to speaking with our team, we’re here to help. Visit us Monday through Friday, 9:00 a.m. to 5:00 p.m., with both lobby and drive-thru access. You can also explore our full branch locations and hours online.
Avoid unnecessary costs so your hard-earned money stays where it belongs: in your account. Unlike big banks that hit you with fees for services you rarely use, InFirst FCU keeps costs low. Our checking accounts are built to maximize your value, whether you’re starting fresh or upgrading your current banking relationship.
Earn extra dividends on your daily balance and unlock built-in savings on everyday services. InFirst FCU’s My Money+ Checking is an enhanced checking account designed to do more than hold your cash; it pays you back while bundling perks you’re probably already paying for elsewhere.
It’s tailored to your daily habits. Just use your Visa Debit Card, set up direct deposit, and enroll in eStatements to unlock our top dividend tier. You’ll earn extra money on the transactions you’re making anyway. Plus, as an upgrade to our popular Ultimate Checking account, it gives you everything you love about free checking and takes it further.
Discover how much you can earn with My Money+ Checking
Key My Money+ Checking perks include:
Make your cash work for you around the clock. My Money+ Checking rewards you for simple monthly qualifications, turning your regular debit card purchases and deposits into actual earnings. View our current dividend rates on our checking rates page.
Save on coverages and discounts you’re likely paying out-of-pocket for today. My Money+ Checking includes a built-in benefits package that covers services many members buy separately. When you meet simple monthly qualifications, the monthly fee is waived completely. You get maximum value without extra costs.
Bank on your schedule from anywhere in the world. InFirst FCU gives you online banking, mobile check deposit, bill pay, and access to a massive shared branch network. Check out all our e-services and online banking features.
Joining InFirst Federal Credit Union is faster and easier than you might think. Here’s your path to better banking:
Step 1: Check Your Eligibility
InFirst FCU membership is open to a wide range of individuals. You’re eligible to join if you meet any of the following criteria:
Live, work, worship, or attend school in most of Salem, Roanoke, Botetourt, Vinton, or King George, VA
Retired federal employees receiving an OPM annuity
Employees of select federal agencies
Members of the InFirst Responders Foundation
Immediate family members of existing members
Step 2: Open Your Account Online or In Person
You can preview the online application in minutes, or swing by our Salem branch at 2 W. Main Street to open your bank accounts in Salem, VA, in person with one of our helpful team members.
Step 3: Start Banking
Once you’re set up, you’ll get immediate access to our full suite of products, including My Money+ Checking, high-yield savings, low-rate loans, credit cards, and modern digital banking tools.
Maximize your interest earnings with competitive dividend rates built to grow your savings faster. Because market rates move, we keep our current figures updated on our checking rates page so you can compare My Money+ Checking against all our other options and make the smartest move for your money. We never want you making a decision based on outdated numbers.
Unlock lifelong member benefits with simple, flexible qualification paths. The most common question Salem residents ask us is: “Can I actually join?” The answer is almost certainly yes.
You can join if you fall into any of these categories:
Live, work, worship, or attend school in most of Salem, Roanoke, Botetourt, Vinton, or King George, VA
Retired federal employees receiving an OPM annuity
Employees of select federal agencies
Members of the InFirst Responders Foundation
Immediate family members of existing members
Membership is easier than you think. Once you’re a member of InFirst Federal Credit Union, you’re a member for life, even if you change jobs, relocate across the country, or retire.
Get bank accounts that work as hard as you do. At InFirst Federal Credit Union, we’ve spent over 91 years building lasting relationships across Virginia because that’s what community banking should feel like: personal, rewarding, and built for you, not for shareholders.
Whether you’re switching from a big bank, opening your first checking account, or looking for an account that actually earns dividends on your balance, InFirst FCU has the right option for you. Our My Money+ Checking account stands as one of the most rewarding bank accounts in Salem, VA, and it’s available to anyone who qualifies for membership.
Stop settling for less. Join the InFirst family and experience community banking designed around members.