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Free Checking Accounts in Roanoke, VA

What if your checking account were completely hassle-free? At InFirst Federal Credit Union, we have been helping Virginia members do more with their money for over 91 years. With two branch locations in Roanoke and our FREE Ultimate Checking account built to put members first, InFirst FCU is the hometown financial partner that big banks simply cannot match. Say goodbye to unpredictable fees and minimum balance strings—our free checking option is designed entirely for you.


FREE Ultimate Checking in Roanoke, VA: Simple, No-Fee Banking

Prefer to keep things simple? InFirst FCU’s FREE Ultimate Checking account gives Roanoke members a straightforward, no-fee checking experience with no minimum balance requirements and no monthly maintenance charges. Just a free checking account that gives you everything you need and nothing you do not.

Access your account through InFirst FCU’s online banking and e-services platform from anywhere, or visit one of our two Roanoke locations whenever you prefer in-person service.


FREE Ultimate Checking in Roanoke, VA: Simple, No-Fee Banking

Prefer to keep things simple? InFirst FCU’s FREE Ultimate Checking account gives Roanoke members a straightforward, no-fee checking experience with no minimum balance requirements and no monthly maintenance charges. Just a free checking account that gives you everything you need and nothing you do not.

Access your account through InFirst FCU’s online banking and e-services platform from anywhere, or visit one of our two Roanoke locations whenever you prefer in-person service.


Why Roanoke Residents Choose InFirst FCU Over the Big Banks

InFirst Federal Credit Union members in Roanoke have voted with their feet, many making the switch after years at large banks like Truist, Carter Bank, and Wells Fargo. Here is what they find when they arrive:

  • Youth accounts for the next generation. InFirst FCU offers youth accounts for younger members, so you can build your whole family’s financial life at a single institution you trust.

  • You are family here. InFirst FCU is built on the idea that every member deserves to be known, not just processed. Our Roanoke team provides the kind of personalized service that disappears at national chains.

  • Member-owned, not-for-profit. As a credit union, InFirst FCU returns earnings to members in the form of lower fees and better loan rates, not to shareholders on Wall Street. Your money stays closer to home.

  • 91 years of Virginia roots. Founded in 1935, InFirst FCU has been serving Virginia members through every season of financial life. That history is not just a number; it is a commitment to being here for the long haul.

  • Youth accounts for the next generation. InFirst FCU offers youth accounts for younger members, so you can build your whole family’s financial life at a single institution you trust.


Two Roanoke Checking Account Locations Ready to Serve You

InFirst FCU has two convenient Roanoke branch locations where you can open your free checking account, ask questions, or simply stop in to talk with a team member who knows your name.

  • Melrose Branch: 5005 Melrose Avenue NW, Roanoke, VA 24017

  • Monday through Friday: 9:00 am to 5:00 pm | Saturday: 9:00 am to 1:00 pm (Lobby and Drive-Thru)

  • Lawson Branch: 210 Franklin Road, Roanoke, VA 24011

  • Monday through Friday: 9:00 am to 4:00 pm (Lobby only)


Who Can Open a Free Checking Account at InFirst FCU in Roanoke?

Membership at InFirst Federal Credit Union is more accessible than you might expect. You are eligible to join if any of the following apply to you:

  • You live, work, worship, or attend school in the cities and counties of Roanoke, Salem, Botetourt, or Vinton, Virginia. 

  • You are a retired federal employee receiving an OPM annuity, or you are a current or former employee of select federal agencies, including OPM, FCC, FTC, PBGC, SEC, FEMA, STB, MSPB, or OGE. 

  • You are a member of the InFirst Responders Foundation. 

  • You are an immediate family member of an existing InFirst FCU member.

Not sure if you qualify? Visit our member eligibility page to check, or stop into either Roanoke branch, and one of our team members will be happy to help you find your path to membership.


Open a Free Checking Account in Roanoke, VA Today

You deserve a checking account that works as hard as you do, and a financial partner who actually knows your name. InFirst Federal Credit Union has been that partner for Virginia families since 1935, and our Roanoke members are proof that banking can feel like family.

Get started with a FREE Ultimate Checking account with no fees or minimums. InFirst FCU makes it simple to apply online in minutes or visit one of our two Roanoke locations today.