High-Interest Checking Accounts in Virginia

High-interest Checking Accounts combine the convenience of everyday banking with the opportunity to grow your balance. At InFirst FCU our My Money+ Checking is a High-interest Checking Account that offers competitive rates and exclusive features, making it a standout choice for maximizing your earnings. As a local credit union in Virginia, we focus on delivering personalized service, better rates, and a member-first approach—helping you keep more of what you earn while supporting your community.

What is a High-Interest Checking Account?

A High-interest Checking Account functions similarly to a standard Checking Account but with the added benefit of earning interest on your balance. This means your money grows while remaining accessible for daily transactions. Typically, these accounts may require maintaining a certain balance or meeting specific monthly activity criteria to qualify for the higher interest rates.

Benefits include:

• Earning interest on funds that are readily available for spending.

• Combining the liquidity of a Checking Account with the earning potential of a Savings Account.

• Often featuring additional perks such as minimal fees and user-friendly Online Banking tools.

Why Choose InFirst FCU for Your High-Interest Checking Account?

Opting for a local credit union like InFirst FCU offers distinct advantages over traditional banks:

• Better Rates: Credit unions often provide higher interest rates on Checking Accounts, helping you maximize your earnings.

• Member-Focused Approach: As a member-owned institution, InFirst FCU is dedicated to the financial well-being of its members, offering personalized service tailored to your needs.

• Community Connection: Banking with us supports the Virginia community, fostering local growth and development.

Our My Money+ Checking Account stands out with features such as competitive interest rates, no hidden fees, and user-friendly online and mobile banking tools. These benefits ensure you have convenient access to your funds while your balance grows. 

For more details, visit our My Money+ Checking page.

How to Get Started with InFirst FCU

Opening a High-interest Checking Account with us is straightforward:

1. Check Eligibility: Membership is open to various groups, including members of the InFirst Responders Foundation, many active and retired federal employees, and more; please refer to our membership eligibility page to check out all our criteria. 

2. Visit a Branch or Apply Online: Choose the method that suits you best. Our branch locations are available for in-person assistance, or you can apply online through our website.

3. Set Up Your Account: Once your application is approved, setting up Direct Deposit and managing your account digitally is simple with our intuitive Online and Mobile Banking platforms.

Take the Next Step

Ready to enhance your financial journey? Explore the features of our My Money+ Checking Account and see how it aligns with your goals. If you're not yet a member, learn about its benefits and join InFirst FCU today.

For personalized assistance, feel free to reach out or visit one of ourbranch locations.

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