Save Big on Your Car Payments with InFirst FCU
Paying too much on your Car Loan? If you live in Roanoke, Alexandria, Fredericksburg, Salem, or King George, refinancing with InFirst FCU could help you lower your rate or monthly payment. This guide explains how Auto Loan Refinancing works, when it makes sense, and how InFirst can help you save more—while keeping things simple and local.
What Is Auto Loan Refinancing?
Auto Loan Refinancing means replacing your current Car Loan with a new one, usually with better terms. The new loan pays off your old loan, and you start fresh with new payments.
Refinancing can help you:
Lower your interest rate if rates have dropped or your credit has improved
Reduce your monthly payment by extending the loan term
Pay off your loan faster by shortening the term
Remove a co-signer or switch to a lender with better service
It’s a good option if your financial situation has changed or if you want to save money on interest. Refinancing with InFirst FCU can help you get a better loan that fits your needs and budget.
How to Refinance Your Car Loan With InFirst FCU
At InFirst FCU, we make the process smooth. Follow these steps to get started:
Review your current loan: Know your interest rate, payment amount, and balance.
Check your credit score: A better score can unlock lower rates.
Compare rates at InFirst FCU: Use InFirst’s online tools or speak with a financial counselor.
Apply online or in branch: Easy application options.
Finalize your new loan: Once approved, InFirst FCU handles the rest—paying off your old loan and setting up your new one.
Talk to a Financial Counselor Explore InFirst FCU Auto Loans
Who Can Refinance With InFirst FCU?
To refinance your Auto Loan with InFirst FCU, you need to be a member of the credit union. If you’re not already a member, joining is easy and quick whether you’re a Virginia resident or you live across the country. Our team is dedicated to helping members save money and manage their Auto Loans with confidence.
Common Myths About Refinancing
Refinancing your Auto Loan can be intimidating, but it’s scarier not to do anything about your current loan. These are some of the myths about refinancing:
“It’s complicated.” Actually, it’s often quick and easy—especially with a credit union.
“It’ll hurt my credit.” A small inquiry impact is normal, but long-term savings often outweigh it.
“It’s not worth it.” Even 1–2% lower interest can save hundreds or thousands over the loan term.
InFirst FCU can help you have clarity and certainty about refinancing your Auto Loan.
Get Started With InFirst FCU Today
Ready to save on your Auto Loan? Apply easily online or visit one of our local branches in Roanoke, Alexandria, Fredericksburg, Salem, or King George. Our friendly loan officers and financial counselors are here to help you every step of the way. With InFirst FCU, you get competitive rates and personalized service from a trusted Virginia credit union. Take control of your Auto Loan today and start saving!