Get Rewarded for Spending with InFirst FCU!
Visa® Rewards
The Card that Gives You More.
Our Visa® Rewards Credit Card is contactless! Tap, wave, insert, or swipe - the choice is up to you!
Fixed rates between 10.90% APR and 17.90% APR on purchases and balance transfers**. Rates are subject to change and are based on creditworthiness
No balance transfer fee
No annual fee
Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
Earned points will be credited within 30 business days of the last statement datePoints redeemable for travel, merchandise, gift cards, and cash back
How You Earn Points
4 points for every dollar spent at gas stations
3 points for every dollar spent on restaurant and travel purchases
2 points for every dollar spent on all grocery store, superstore, and wholesale club purchases
1 point for every dollar spent on all other purchases
What You Can Redeem:
Cash
Travel
Merchandise
Gift Cards
How To Redeem Your Points:
Log in to Online Banking, select the Credit Card tab, then click on CURewards®
Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page
If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 2,500 point increments (2,500 points = $25.00)
For CURewards® inquiries, please contact (888) 634-6318.
Young Adult Visa® Rewards
The Card that Gives you More
Our Young Adult Visa® Rewards Credit Card is contactless! Tap, wave, insert, or swipe - the choice is up to you!
Benefits
No balance transfer fee
No annual fee
Earn 5,000 bonus points when you spend $1,000 within the first 90 days of card opening
Earned points will be credited within 30 business days of the last statement datePoints redeemable for travel, merchandise, gift cards, and cash back
Fixed rates on purchases and balance transfers as low as 9.90% APR** for young members opening a checking account with an InFirst Line of Credit. If no checking account or InFirst Line of Credit is established, the standard rate is 11.90% APR.
Members must be 18 to 25 years of age when they apply for the credit card. Members under the age of 21 will need a cosigner or proof of income.
Earn Reward Points on every purchase
4 points for every dollar spent at gas stations
3 points for every dollar spent on restaurant and travel purchases
2 points for every dollar spent on grocery store, superstore, and wholesale club purchases
1 point for every dollar spent on all other purchases
Apply for the Young Adult Visa® Rewards Credit Card online or you can also log in to Online Banking to apply.
Please do not include any sensitive details via email.
For CURewards® inquiries, please contact (888) 634-6318.
Balance Transfers
Transferring Your Balance is Easy!
If you have high, variable-rate credit cards, transferring your balances to a low, fixed-rate Visa® Rewards Credit Card can save you lots of money.
Log into Online Banking.
Click on the Credit Card tab.
Click Balance Transfer on the menu to the right of the screen.
Protect against the unexpected!
InFirst FCU Debt Protection is a great way to protect your loan!
Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event. You can select the optional plan that will support your family’s financial protection needs.
Protect What Matters
Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability, or unemployment, you wouldn’t want your family to worry about making your loan payments.
With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.
•In the event of death, it cancels the remaining loan balance up to a maximum in the contract.
•If you become disabled, it cancels up to a maximum number of loan payments based on the contract.
•If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract.