The card that gives you MORE.
Earn CASH BACK on every purchase:
- 4% cash back on all gas purchases
- 3% cash back on all restaurant and travel
- 2% cash back on all grocery stores, superstores and wholesale clubs
- 1% cash back on all other purchases
Click here to fill out our Credit Card Application and email it to firstname.lastname@example.org, or log in to Online Banking to apply. You may also contact our Lending Department at 800.328.1500.
Estimate Your Savings!
- Introductory offer of 1.99% APR* on PURCHASES and BALANCE TRANSFERS
- No balance transfer fee
- No annual fee
- Earn 1,500 bonus points for first purchase
- Points redeemable for travel, merchandise, gift cards and cash back
How you earn points:
- Gas = 4 points for every dollar spent
- Restaurant and travel = 3 points for every dollar spent
- Grocery Stores, superstores and wholesale clubs = 2 points for every dollar spent
- All other items = 1 point for every dollar spent
What you can redeem:
Cash • Travel • Merchandise • Gift Cards
How to redeem your points:
- Log in to Online Banking, select the Credit Card tab, then click on CU Rewards.
- Register your card. Select redeem points.
- If you select Cash, a credit will be applied to your credit card account. Points redemption for cash must be used in 5,000 point increments (5,000 points = $50.00).
*APR = Annual Percentage Rate. Balance transfers must be completed within the first 90 days of card issue. This offer may not be used to pay or make balance transfers from any existing InFirst FCU accounts, loans or credit cards. Foreign transaction fees may apply. This promotional rate only applies to new VISA Rewards credit cards. Any existing VISA Rewards Credit Card that is closed and then re-opened will not receive the 1.99% APR introductory offer. After the 6 month promotional period, the rate will adjust to the purchase rate, currently 10.90% APR to 17.90% APR and subject to change. Rates based on credit worthiness. A fee of 3% or $5.00, whichever is higher, will apply to any cash advance. Not all applicants will qualify for the lowest rate.
Points expire five years from time of issue.
Visa Card Benefits