Visa Rewards Credit Card2018-04-05T13:43:37+00:00

Visa Rewards

Click here to Estimate Your Credit Card Savings

Earn CASH BACK on every purchase:

  • 4% cash back on all gas purchases
  • 3% cash back on all restaurant and travel
  • 2% cash back on all grocery stores, superstores and wholesale clubs
  • 1% cash back on all other purchases

The card that gives you MORE.


To apply, log in to Online Banking or click here to fill out a loan application.
You may also contact our Lending Department at 800.328.1500.

Estimate Your Savings!

  • Introductory offer of 1.99% APR* on PURCHASES and BALANCE TRANSFERS
  • No balance transfer fee
  • No annual fee
  • Earn 1,500 bonus points for first purchase
  • Points redeemable for travel, merchandise, gift cards and cash back

How you earn points:

  • Gas = 4 points for every dollar spent
  • Restaurant and travel  = 3 points for every dollar spent
  • Grocery Stores, superstores and wholesale clubs = 2 points for every dollar spent
  • All other items = 1 point for every dollar spent

What you can redeem:
Cash  •  Travel  •  Merchandise  •  Gift Cards

How to redeem your points:

  • Log in to Online Banking, select the Credit Card tab, then click on CU Rewards.
  • Select redeem points. If you have never registered your card, you will need to do so before proceeding to the Redeem Rewards page.
  • If you select Cash, we will deposit the funds to your savings or checking account. Points redemption for cash must be used in 5,000 point increments (5,000 points = $50.00).

Click here for rates.

Click here to browse the CU Rewards site for available merchandise.

Download the CU Rewards Mall App from iTunes or Google Play to access and redeem your mall points.

*APR = Annual Percentage Rate. Balance transfers must be completed within the first 90 days of card issue. This offer may not be used to pay or make balance transfers from any existing InFirst FCU accounts, loans or credit cards. Foreign transaction fees may apply. This promotional rate only applies to new VISA Rewards credit cards. Any existing VISA Rewards Credit Card that is closed and then re-opened will not receive the 1.99% APR introductory offer.  After the 6 month promotional period, the rate will adjust to the purchase rate, currently 10.90% APR to 17.90% APR and subject to change. Rates based on credit worthiness. A fee of 3% or $5.00, whichever is higher, will apply to any cash advance. Not all applicants will qualify  for the lowest rate. 

Points expire five years from time of issue. 

Additional VISA Rewards Credit Card Benefit Information:
Accident Insurance Program
Auto Rental Collision Damage Waiver
Travel Accident (AD&D) Baggage Delay Insurance
All of these benefits are currently in effect.

Visa Card Benefits