Financial Harship Solutions

Financial uncertainty can be debilitating. Added stressors from high-interest-rate loans and reduced or paused income streams can exacerbate an already tough situation. If you are experiencing a hardship, we have solutions to help you and your family weather the storm.

Payday Alternative Loans (PALS)

The convenience of a payday loan might sound appealing, but often, these options leave you in a lurch - paying predatory rates and caught in a cycle of debt. A better option is a low-rate, short-term loan designed to provide quick access to money when you need it, without the detrimental impact of a traditional payday loan.

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Skip-a-Pay

If you’re looking for flexibility in your budget, our Skip-a-Pay option can help free up some cash.

To qualify for Skip-a-Pay, the following criteria must be met:

  • The loan must be open for at least 6 months.

  • The loan must have no delinquency beyond any applicable grace period, in the past 6 months. If a late fee has been assessed, the loan will not qualify for Skip-a-Pay.

  • The previous Skip-a-Pay must have been more than 4 months ago.

  • The minimum payment amount is $50.00.

  • Loans that are NOT ELIGIBLE include Real Estate Secured Loans, LOC’s, Credit Cards, and Payday Alternative Loans (PAL). 

  • There is a $32 fee per eligible loan skipped. This fee must be available in your account at the time of the Skip-a-Pay request.

Ask us how to skip your loan payment